Captive Insurance Briefing for Owners, CFOs & Risk Leaders
Construction firms are rethinking traditional insurance as rising premiums and limited transparency erode the value of guaranteed-cost programs. Group captive insurance offers qualified contractors greater control, claims visibility, and the opportunity to share in underwriting profits—turning insurance from a sunk cost into a strategic financial asset. At The Mahoney Group, we work closely with CFOs, COOs, and Risk Managers who are questioning whether traditional guaranteed-cost insurance programs still make sense in today’s market.
During this session, we’ll cover:
• How group captives allow companies to retain underwriting profits instead of forfeiting them to carriers
• Why many companies are unknowingly overpaying 25–40% for risk transfer
• How captive structures can convert insurance spend into a balance-sheet asset
• Real examples of organizations reducing volatility and reclaiming unused premium dollars
• Why 30% of the top 400 ENR contractors have transitioned into a captive model
This is an invitation-only educational discussion for companies with strong safety cultures seeking a fresh approach to their insurance programs.
SEMINAR DETAILS
Date: February 11th , 2026
Time: 2:00PM – 3:30PM
Presenter: Quincy Houston
Agency Shareholder/Insurance Advisor
Construction Practice
The Mahoney Group
With participation from: Senior Captive Program Leadership/Consultant
Location: The Mahoney Group HQ – Multipurpose Training Room
Address: 2625 W. Geronimo Place, Suite 350
Chandler, AZ 85224
Event Format: This briefing will be offered both in person and via Zoom. Zoom access details will be provided upon registration for those attending virtually.
REGISTER HERE
"*" indicates required fields
Why Construction Companies Are Re-Evaluating Insurance
Construction firms are facing escalating workers’ compensation, general liability, auto, and umbrella premiums—often with limited control over long-term cost volatility. Traditional guaranteed-cost programs frequently penalize contractors with strong safety records by retaining unused premiums and underwriting profits.
How Group Captives Benefit Construction Firms
A group captive is a member-owned insurance company designed for contractors with disciplined risk management and predictable loss performance. Participants retain a portion of their risk, gain transparency into claims, and share in underwriting profits—allowing insurance dollars to work as a financial asset rather than a sunk cost.
Who This Is Designed For
• Contractors frustrated with premium volatility and market tightening
• Firms with established safety programs and EMR stability
• General contractors, specialty trades, heavy street & road, utilities, and infrastructure firms