Commercial Auto Insurance

Commercial auto insurance provides coverage for vehicles used for business purposes. This can include a wide range of vehicles, from company cars and trucks to delivery vans, buses, and taxis. Commercial auto insurance is designed to protect businesses from financial losses resulting from accidents, theft, or other damages to their vehicles.

Commercial auto insurance policies typically provide coverage for liability, collision, and comprehensive damages. Liability coverage protects businesses from lawsuits and claims arising from accidents caused by their employees or vehicles. Collision coverage provides protection for damages caused by collisions with other vehicles or objects, while comprehensive coverage can cover damages from theft, vandalism, and natural disasters.

Commercial auto insurance is important for businesses that rely heavily on vehicles to operate, such as delivery services, construction companies, and transportation companies. Without this type of coverage, businesses may be exposed to significant financial losses and liabilities resulting from accidents or other damages to their vehicles. Business owners should carefully review their policy to ensure that they have adequate coverage for their specific needs, including any regulatory requirements or industry-specific risks.

Non-Owned Auto

Non-owned auto insurance is a type of insurance policy that provides coverage for vehicles that are not owned by a business but are used for business purposes. This can include vehicles rented or borrowed by employees for business trips or errands, or personal vehicles used for business purposes.

Non-owned auto insurance is important for businesses that have employees who regularly use vehicles that are not owned by the company. This type of coverage can protect businesses from liability claims and lawsuits resulting from accidents or damages caused by non-owned vehicles used for business purposes.

Non-owned auto insurance policies typically provide liability coverage, which can help pay for damages or injuries caused by an employee while driving a non-owned vehicle for business purposes. Some policies may also provide coverage for physical damage to the non-owned vehicle, although this may be limited.