A Dawning Era of Transparency in Healthcare
Transparency. It’s something we all want in our business and personal relationships so that we can make the best decisions possible. When it comes to an employee benefits …
How to Regain Control of Your Workers’ Compensation Costs
Your experience modification factor, or e-mod, is an important component used in calculating your workers’ compensation premium. If you can control your mod, you can lower your workers’ …
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How Your E-Mod Affects Your Workers’ Compensation Premium
If you’re trying to understand why your workers’ compensation premiums are going up (or down), take a look at your company’s experience modification rate, or e-mod. An e-mod, …
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How Climate Change is Influencing Insurance Costs
Insurers are being pressured to reduce their “insured emissions,” regulators are breathing down their necks, and the headlines are filled with a seemingly endless string of historic storms, …
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3 Reasons Your Dream Job May Be in the Insurance Industry
It’s admittedly hard to find anyone who grew up dreaming of working in the insurance industry. But it’s actually fairly easy to find lots of us in the …
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5 Reasons Non-Profits Need Directors and Officers Insurance
Non-profit organizations play an important role in making our local communities, nation, and the world better places to live. Because they focus on contributing to the wellbeing of …
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2021 Non-Profit Insurance Benchmark Report
A survey of hundreds of insurance brokerages serving non-profit organizations offers insights on the lines of insurance their clients are buying, the limits and deductibles. While the data …
Apartment Landlords Face Eviction and Habitability Lawsuits
COVID-19 eviction moratoriums may soon expire, raising the specter of wrongful eviction lawsuits nationwide. Just as troubling is a growing number of million-dollar jury awards in lawsuits over …
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Stop-Loss Insurance: Understanding What it is and How it Works
Tens of thousands of employers have done it, likely saving billions of dollars in the process. We’re talking about going the self-insurance route for their group healthcare benefits, …
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