Insights, Expert Advice and Industry Updates

The Consolidated Appropriations Act, passed and signed into law in late 2020, was crafted with transparency in healthcare mind.

A Dawning Era of Transparency in Healthcare

Sep 21, 2021

Transparency. It’s something we all want in our business and personal relationships so that we can make the best decisions possible. When it comes to an employee benefits …

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How to Regain Control of Your Workers’ Compensation Costs

Sep 21, 2021

Your experience modification factor, or e-mod, is an important component used in calculating your workers’ compensation premium. If you can control your mod, you can lower your workers’ …

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To understand why your workers’ compensation premiums are going up (or down), take a look at your company’s experience modification rate, or e-mod.

How Your E-Mod Affects Your Workers’ Compensation Premium

Sep 20, 2021

If you’re trying to understand why your workers’ compensation premiums are going up (or down), take a look at your company’s experience modification rate, or e-mod. An e-mod, …

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Whether induced by man or not, climate change is here and, in case you hadn’t noticed, is definitely having an impact on the insurance world.

How Climate Change is Influencing Insurance Costs

Aug 27, 2021

Insurers are being pressured to reduce their “insured emissions,” regulators are breathing down their necks, and the headlines are filled with a seemingly endless string of historic storms, …

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Beyond helping make the world go ‘round, why else do those of us with insurance careers enjoy the work? Here are 3 reasons.

3 Reasons Your Dream Job May Be in the Insurance Industry

Aug 24, 2021

It’s admittedly hard to find anyone who grew up dreaming of working in the insurance industry. But it’s actually fairly easy to find lots of us in the …

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Non-profits sometimes are reluctant to spend limited budgets on Directors and Officers Insurance, which can help protect the personal assets of their boards. 

5 Reasons Non-Profits Need Directors and Officers Insurance

Aug 24, 2021

Non-profit organizations play an important role in making our local communities, nation, and the world better places to live. Because they focus on contributing to the wellbeing of …

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2021 Non-Profit Insurance Benchmark Report

Aug 17, 2021

A survey of hundreds of insurance brokerages serving non-profit organizations offers insights on the lines of insurance their clients  are buying, the limits and deductibles. While the data …

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COVID-19 eviction moratoriums may soon expire, raising the specter of wrongful eviction lawsuits nationwide. Just as troubling is a growing number of million-dollar jury awards in lawsuits over apartment complex owners’ alleged failure to maintain “habitable” properties.

Apartment Landlords Face Eviction and Habitability Lawsuits

Aug 16, 2021

COVID-19 eviction moratoriums may soon expire, raising the specter of wrongful eviction lawsuits nationwide. Just as troubling is a growing number of million-dollar jury awards in lawsuits over …

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Stop-Loss Insurance: Understanding What it is and How it Works

Aug 11, 2021

Tens of thousands of employers have done it, likely saving billions of dollars in the process. We’re talking about going the self-insurance route for their group healthcare benefits, …

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