Insights, Expert Advice and Industry Updates

What can businesses do to safeguard their property from wildfires? Here are six risk-control tips to protect you and keep underwriters happy.

Protecting Your Business From Wildfires

May 17, 2022

6-minute read Scientists say much of the West is experiencing its driest conditions in 1,200 years. Mind-boggling and more than mildly concerning, right? However you process it all, …

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Health Plan Brokers Face New Compensation Disclosure Rules

May 7, 2022

Transparency and shared expectations are gold standards of any successful business relationship. When it comes to their employee health plan broker, employers should look for someone who keeps …

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If you’ve taken the time to read and understand the Consolidated Appropriations Act of 2021, you will have learned a few things.

The Secret Payments in Your Company’s Health Plan

May 3, 2022

Opinion By Jason Andrade If you’ve taken the time to read and understand the Consolidated Appropriations Act of 2021, you will have learned three things: It’s time you …

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The insurance carriers we work with share our values, putting client interests first. But once in a blue moon, we run into a problem.

Case Study: Trust, but Verify. Every Time.

Apr 30, 2022

3-minute read THE CHALLENGE: The insurance carriers we like to work with deliver on their promises and put client interests above all else. Unfortunately, sometimes, even the best …

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The Consolidated Appropriations Act: What Plan Sponsors Need to Know

Apr 22, 2022

The Consolidated Appropriations Act of 2021 (CAA) includes provisions that create a new fiduciary obligation for employers and change the way health benefits brokers and health insurance companies …

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Medicinal marijuana use is legal in many states, but employers still have questions about what workers’ compensation will and won’t cover.

Medical Marijuana, the Workplace and Workers’ Compensation

Apr 21, 2022

Medicinal marijuana use is legal in more than two-thirds of the U.S., but employers still have questions about what workers’ compensation insurance will and won’t cover and what …

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The House of Representatives has once again voted in favor of decriminalizing marijuana at the federal level.

Marijuana Legalization Bill Passes U.S. House

Apr 6, 2022

It’s unlikely to win support in the U.S. Senate, but the House of Representatives has once again voted in favor of decriminalizing marijuana at the federal level. The …

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Misclassification of employees is often done to avoid carrying workers’ compensation insurance on the employee, and it’s surprisingly common.

The Risky Business of Misclassifying Employees

Mar 15, 2022

It’s happened to Uber, FedEx and Lyft, huge companies that found themselves paying huge settlements, including fines, after facing class action lawsuits claiming they misclassified employees as independent …

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Average premium increases for cyber insurance increased a stunning 34.3% in the fourth quarter of 2021, a magnitude not seen since 9/11.

Cyber Insurance Premiums See Sharp Increase

Mar 8, 2022

Average premium increases for cyber insurance increased a stunning 34.3% in the fourth quarter of 2021, a magnitude not seen since the 9/11 terror attacks, according to the …

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