Insights, Expert Advice and Industry Updates

2023 Construction Industry Insurance Benchmark Report

Dec 5, 2022

The latest survey of hundreds of insurance brokerages serving the construction industry offers fresh insights on the lines of insurance their clients are buying, the limits and deductibles. …

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Inflation, massive hurricanes, and flooding. All played a role in once again driving up premiums for a mix of business insurance policies in the third quarter, according to the latest Council of Insurance Agents and Brokers survey.

Inflation, Natural Disasters Drive Insurance Rates Higher  

Nov 21, 2022

3-minute read Inflation, massive hurricanes, and flooding. All played a role in once again driving up premiums for a mix of business insurance policies in the third quarter, …

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Half of employers say they will have added a center of excellence option for cancer in their health plans in 2023.

Employers Increasingly Turning to Cancer Centers of Excellence

Nov 9, 2022

3-minute read It’s a staggering and sad reality: cancer patients today are more worried about the cost of their cancer care than dying from the disease. They needn’t …

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When you've got a damage or injury claim, missing the insurance company's reporting deadline is definitely not recommended. Ever.

Harvard Gets Schooled on Claims Notice Deadlines

Nov 2, 2022

4-minute read Doing things on time. Most of us understand the importance of that, and we try not to make lame excuses when we bust a deadline. Harvard, …

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‘Tis the season for holiday parties and not to sound like the Grinch, but whether at the office or at home, any host needs to know they can be held liable for the actions of drunken guests..

The Holidays are Upon Us! Watch Out for the Liability

Oct 25, 2022

5-minute read ‘Tis the season for holiday parties and not to sound like the Grinch, but whether at the office or at home, any host needs to know …

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Why Artisan Contractors Need Their Own Insurance

Oct 4, 2022

4-minute read The old saw – pun intended – among carpenters is measure twice, cut once. In other words, act with care to avoid errors and waste. If …

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Credit insurance covers your business against losses caused by the inability to collect payment from a customer for a variety of reasons, including a client’s bankruptcy, default, and even acts of war that prevent contract performance.

A Business Insurance Policy for When Recessions Hit

Sep 29, 2022

3-minute read Economic storm clouds are everywhere, and any questions about recession tend to focus on the extent of damage expected, rather than if we’re in a downturn …

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Case Study: The Second Opinion That’s Saving Lives

Sep 26, 2022

3-minute read THE CHALLENGE: “Mark Lamb ought to be dead.” That was the opening sentence in the 2022 “White Mountain Independent” article on Mark’s life-threatening health scare and …

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OCIPS help property owners and general contractors mitigate risk with a single policy that covers an entire project.

10 Things to Know About Owner-Controlled Insurance Programs (OCIPs)

Sep 26, 2022

5-minute read Whether it’s hundreds of homes or thousands of apartment units, a large real estate development project can carry great rewards – and great risk. Wrap-up programs, …

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