Insights, Advice and Industry Updates

When it comes to controlling health care costs, reference-based pricing is gaining traction as the new strategy of choice among employers.

The Advantages of Reference-Based Pricing in Employee Benefits

Jun 16, 2021

Health care costs for a family of four dropped last year for the first time in nearly 20 years. But there isn’t much to cheer about that; it […]

Finding the Right Cybersecurity Policy for Your Business

Jun 12, 2021

The cyberattacks on the Defense Department and other government agencies should be the mother of all wake-up calls after years of rising cyber crimes worldwide. And yet we know that many companies – about half of all U.S. corporations, according to some estimates – still have no cyber coverage in place.

The Smart and Safe Arizona Act legalized the use and possession of marijuana in the Grand Canyon State last year. But there’s still some confusion about the law’s impact on the workplace.

FAQ: What Arizona’s Marijuana Law Means for Employers

Jun 11, 2021

The Smart and Safe Arizona Act legalized the use and possession of marijuana in the Grand Canyon State last year. But there’s still some confusion about the law’s […]

A case study on how our bond strategy helped a Native American tribe unlock the financing needed to complete a $24-million apartment project.

Inflation Threatens to Leave Business Owners Underinsured

Jun 2, 2021

4-minute read It is transitory or not? That is the question inflation-watchers are asking at the moment. No one knows, of course, leaving the rest of us to […]

Insurance Questions High Net Worth Families Should be Asking

May 28, 2021

4.5-minute read Years ago, an oil-filter company produced a brilliant ad featured an auto mechanic reminding car owners that investing a small sum to replace their filters regularly […]

A more personalized, family-friendly benefits package is what’s in order, especially with Millennials now the largest generation at work.

Rethinking Employee Benefits in a Post-Pandemic World

May 18, 2021

The labor market took a turn toward uncertainty in April, raising questions about just how robust the recovery might be. We’re not economists but our money’s on growth, […]

‘Nuclear’ Verdicts Make the Case for Excess Liability Insurance

May 15, 2021

Expecting the unexpected is smart risk management, but even in a business where we’ve all seen a thing or two, a “nuclear” jury verdict can be shocking.

According to the Federal Highway Administration, more than third of fatal crashes in highway work zones involved a commercial motor vehicle.

Large Trucks Account for Third of Fatal Crashes in Work Zones

May 11, 2021

The latest statistics on truck crashes in work zones are in and they’re not good. According to the Federal Highway Administration, 842 people died in highway work-zone crashes […]

An Employment Practices Liability Insurance policy covers businesses against sexual abuse or harassment claims by their employees and others.

USC Class-Action Offers Lesson in Employment Practices Liability

May 4, 2021

Roughly three years ago, a team of Los Angeles Times reporters broke the story of USC gynecologist George Tyndall preying on hundreds of female students. The reporters won […]

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