Insights, Advice and Industry Updates

A fiduciary liability Insurance policy can help when employees sue over alleged mismanagement of their 401(k)s or health plans.

Fiduciary Liability Insurance: A Critical Backstop for Group Health and 401(k) Plans

May 21, 2024

5-minute read If your company offers a 401(k)-retirement or a group health plan for employees, you’re more likely to attract and retain talent. That’s the upside. On the […]

Reference-based pricing has emerged as one of the most compelling solutions to health care affordability challenges.

10 Commandments to Getting Reference-Based Pricing Right

May 6, 2024

17-minute read By Craig Gottwals Health care affordability remains a monumental hurdle, presenting a daunting fiscal challenge for consumers, employers, and public budgets alike. The good news is […]

What can a business owner with multiple vehicles in their fleet do to win better insurance rates? Tips on how they can fight back.

5 Ways to Lower Your Commercial Auto Insurance Costs

May 6, 2024

3-minute read Multimillion-dollar claims payouts. Insurance companies that are unwilling to risk a jury trial. Ever-higher premiums that are eating into your profits. It’s frustrating, we know. Worse […]

Class-Action Accuses Mayo Clinic of Violating its Fiduciary Duty

Apr 23, 2024

4-minute read A second large employer and its insurer have been taken to court over alleged violations of the employer’s fiduciary duty as a health plan sponsor. The […]

Construction risks are everywhere. But off-the-shelf insurance policies often fall short. That's why a customized plan is so critical.

Construction Risks: Why Smart Insurance Choices Are Essential

Apr 4, 2024

4-minute read Tight deadlines, hazardous work environments, costly equipment, and project delays. They’re all part and parcel of life in the construction industry. Insurance can help general contractors […]

Parametric insurance has grown in popularity as businesses seek a way out of what for many is a full-blown insurance crisis.

The Power of Parametric Insurance

Apr 3, 2024

3-minute read If you’re located along the coasts or in fire-prone zones of the U.S., finding insurance coverage has been getting more expensive – assuming you can secure […]

Contingent Business Interruption Insurance in Cyber Attacks

Mar 26, 2024

4-minute read The recent cyberattack on UnitedHealth Group’s Change Healthcare unit reminded us all that a cyber policy is a must-have nowadays. But there is another policy that […]

Most companies with an employee health plan have at least heard of it. CAA compliance, however, is another matter.

How Health Plans Can Ensure They’re in Compliance with the CAA

Mar 19, 2024

4-minute read It’s been the law now long enough for most companies with an employee health plan to at least have heard of it. Compliance, however, is another […]

How Adequate Is Your Cybersecurity Insurance Coverage?

Mar 5, 2024

5-minute read The need for cybersecurity insurance coverage isn’t a new topic for most and hasn’t been for some time. After years of cyberattacks on schools, hospitals, banks […]

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