Insights, Advice and Industry Updates

Because it’s based on several years of data, getting your Experience Modification Factor under control can easily take two or more years.

Unlocking the Secret to Lowering Your Experience Modification Factor

Apr 3, 2023

Getting your Experience Modification Factor takes patience. It does not happen overnight. In fact, because your “e-mod” is calculated based on several years of data, it can easily […]

Construction insurance policy gaps are more common than most imagine. Understand where the gaps are to protect yourself from unforeseen risks.

Top 10 Hidden Gaps in Construction Insurance Policies

Apr 2, 2023

There are several common gaps in construction industry insurance policies that contractors should be aware of to ensure adequate coverage and protection. Some of these gaps include: Inadequate […]

The Mahoney Group Announces Strategic Investment in Athena Intelligence

Mar 23, 2023

Press Release Mesa, Ariz., March 23, 2023: The Mahoney Group, one of the largest independent insurance and employee benefits brokerages in the U.S., has acquired a stake in […]

How to Prevent Water Leaks in Your Home

Mar 19, 2023

4-minute read Few of us would go without smoke detectors in our homes. After all, fire results in billions of dollars in insurance claims every year. But did […]

Sexual harassment is a pervasive issue in the hospitality industry, and businesses must take steps to address and prevent it.

Tackling Sexual Harassment in the Hospitality Industry

Mar 19, 2023

6-minute read The hospitality industry, which includes restaurants, bars, hotels, and other businesses that provide lodging and food services, has been plagued by sexual harassment for decades. A […]

How we fixed errors in the data used to set a client's Experience Modification Factor, and its workers’ compensation rate in the process.

Case Study: Getting Your Experience Modification Factor Right

Mar 19, 2023

2-minute read THE CHALLENGE: How to fix an insurance company paperwork snafu that was sure to cost our client more than $120,000 immediately and untold thousands of dollars […]

When contractors are looking for a surety agent, they should consider several factors to ensure they find the right fit for their business.

 10 Things Contractors Should Consider in Hiring a Surety Agent

Mar 19, 2023

3-minute read When contractors are looking for a surety agent, they should consider several factors to ensure they find the right fit for their business. Here are some […]

A Guide to Owner-Controlled and Contractor-Controlled Insurance Programs

Mar 12, 2023

Insuring all of the risks associated with large-scale construction projects is a complicated business. The typical approach requires each party to procure and maintain separate coverage. Risk is […]

Stop-Loss Insurance: A Smart Way to Manage Healthcare Costs

Mar 11, 2023

4-minute read Tens of thousands of employers have done it, likely saving billions of dollars in the process. We’re talking about going the self-insurance route for their group […]

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