HOA/Community Association Insurance

Homeowners and Community Association Insurance

The Mahoney Group has delivered tailored, comprehensive commercial insurance solutions to our clients for more than 100 years. We serve as trusted insurance advisors to community managers and boards nationwide and have an intimate understanding of the unique risks you face.

When it comes to insurance-buying decisions for homeowner associations (HOAs), there are several critical factors to consider. These include owners, tenants, board members, and other relevant stakeholders. Our dedicated teams specializing in HOA and Large-Scale HOA insurance will meticulously review and analyze your CC&Rs (Covenants, Conditions & Restrictions) to develop coverage specifically designed to meet your needs and address the particular risks faced by your communities.

Running and managing an HOA exposes individuals to a wide range of risks. Directors, officers, trustees, employees, and even volunteers are regularly confronted with litigation stemming from decisions and actions taken on behalf of the association.

At The Mahoney Group, we understand these challenges and are committed to working closely with community managers and board members. Our goal is to ensure that your insurance requirements are fully met, providing you with the peace of mind necessary to carry out your responsibilities effectively.

Who we serve:

  • Homeowner Associations

  • Master-Planned Communities

  • Large-Scale Community Associations

  • Condominiums

  • Timeshares

  • Planned Unit Developments (PUDs)

  • Commercial/Industrial/ Professional Associations

  • Condo-Hotels

Coverages include:

  • Property and Casualty

  • Directors & Officers

  • Crime/Fidelity

  • Equipment Breakdown

  • Flood

  • Workers’ Compensation

  • Employment Practices Liability

  • Excess/Umbrella Liability

  • Cyber Liability

  • Volunteer

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5-minute read Key takeaways at a glance: Nearly half of HOAs reported a property and casualty policy nonrenewal or cancellation last year. Nonrenewals are often tied to deferred […]

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Mahoney Group Named a 2025 Best Practices Agency

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Tax Credit Insurance: A Safety Net for Affordable Housing Projects

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