Insights, Advice and Industry Updates

A Guide to Owner-Controlled and Contractor-Controlled Insurance Programs

Mar 12, 2023

Insuring all of the risks associated with large-scale construction projects is a complicated business. The typical approach requires each party to procure and maintain separate coverage. Risk is […]

Stop-Loss Insurance: A Smart Way to Manage Healthcare Costs

Mar 11, 2023

4-minute read Tens of thousands of employers have done it, likely saving billions of dollars in the process. We’re talking about going the self-insurance route for their group […]

Protecting Your Business from Wildfires: Understanding Your Coverage Options

Mar 10, 2023

4-minute read Wildfire season will soon be upon us once again. The years 2020 and 2021 were particularly devastating wildfire seasons, with millions of acres lost across the […]

It’s critical for all businesses to consider how best to prepare for a downturn, whether we see a recession in 2023 or not.

5  Ways to Prepare Your Business for a Recession

Mar 9, 2023

3-minute read No one knows for sure but it’s safe to say there’s anxiety building again that the U.S. economy could tumble into recession this year. While a […]

Addressing the Mental Health Crisis in the Restaurant Industry

Feb 17, 2023

5-minute read Restaurant work isn’t as stressful as, say, bomb disposal, being a traffic cop or an emergency-room doc. But it’s not far behind. A report from one […]

Businesses could see their workers’ compensation rise significantly under a new rule that would require them to reclassify independent contractors as employees.

Proposed Independent Contractor Rule Would Drive Up Workers’ Compensation Costs

Feb 7, 2023

5-minute read Business owners could see their workers’ compensation costs ratchet up significantly under a new U.S. Department of Labor rule that would require them to reclassify  independent […]

Case Study: Taking the Pain Out of a Medical Claims Mix-Ups

Feb 4, 2023

3-minute read THE CHALLENGE: Medical claims snafus are always a nuisance. Sometimes, however, they can end up costing everyone plenty. Such was the situation facing one of our […]

2023 Insurance Market Report and Forecast

Jan 14, 2023

Click here for our 2023 Market Report and Forecast Businesses across the U.S. have been dealing with a “hard” insurance marketplace – one marked by quarter after quarter […]

Closing "care gaps" is helping lower the cost of group health insurance.

Closing the ‘Care Gaps’ That Drive Up Health Care Costs

Jan 11, 2023

4-minute read Chronic illnesses are killing any hope of reigning in ever-higher health care and insurance costs. While smoking rates in the U.S. have fallen in recent years, […]

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