Insights, Advice and Industry Updates

Sexual harassment is a pervasive issue in the hospitality industry, and businesses must take steps to address and prevent it.

Tackling Sexual Harassment in the Hospitality Industry

Mar 19, 2023

6-minute read The hospitality industry, which includes restaurants, bars, hotels, and other businesses that provide lodging and food services, has been plagued by sexual harassment for decades. A […]

How we fixed errors in the data used to set a client's Experience Modification Factor, and its workers’ compensation rate in the process.

Case Study: Getting Your Experience Modification Factor Right

Mar 19, 2023

2-minute read THE CHALLENGE: How to fix an insurance company paperwork snafu that was sure to cost our client more than $120,000 immediately and untold thousands of dollars […]

When contractors are looking for a surety agent, they should consider several factors to ensure they find the right fit for their business.

 10 Things Contractors Should Consider in Hiring a Surety Agent

Mar 19, 2023

3-minute read When contractors are looking for a surety agent, they should consider several factors to ensure they find the right fit for their business. Here are some […]

A Guide to Owner-Controlled and Contractor-Controlled Insurance Programs

Mar 12, 2023

Insuring all of the risks associated with large-scale construction projects is a complicated business. The typical approach requires each party to procure and maintain separate coverage. Risk is […]

Stop-Loss Insurance: A Smart Way to Manage Healthcare Costs

Mar 11, 2023

4-minute read Tens of thousands of employers have done it, likely saving billions of dollars in the process. We’re talking about going the self-insurance route for their group […]

Protecting Your Business from Wildfires: Understanding Your Coverage Options

Mar 10, 2023

4-minute read Wildfire season will soon be upon us once again. The years 2020 and 2021 were particularly devastating wildfire seasons, with millions of acres lost across the […]

It’s critical for all businesses to consider how best to prepare for a downturn, whether we see a recession in 2023 or not.

5  Ways to Prepare Your Business for a Recession

Mar 9, 2023

3-minute read No one knows for sure but it’s safe to say there’s anxiety building again that the U.S. economy could tumble into recession this year. While a […]

Addressing the Mental Health Crisis in the Restaurant Industry

Feb 17, 2023

5-minute read Restaurant work isn’t as stressful as, say, bomb disposal, being a traffic cop or an emergency-room doc. But it’s not far behind. A report from one […]

Businesses could see their workers’ compensation rise significantly under a new rule that would require them to reclassify independent contractors as employees.

Proposed Independent Contractor Rule Would Drive Up Workers’ Compensation Costs

Feb 7, 2023

5-minute read Business owners could see their workers’ compensation costs ratchet up significantly under a new U.S. Department of Labor rule that would require them to reclassify  independent […]

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