Getting your Experience Modification Factor takes patience. It does not happen overnight. In fact, because your “e-mod” is calculated based on several years of data, it can easily …
Unlocking the Secret to Lowering Your Experience Modification Factor Read More »
There are several common gaps in construction industry insurance policies that contractors should be aware of to ensure adequate coverage and protection. Some of these gaps include: Inadequate …
Top 10 Hidden Gaps in Construction Insurance Policies Read More »
Insuring all of the risks associated with large-scale construction projects is a complicated business. The typical approach requires each party to procure and maintain separate coverage. Risk is …
A Guide to Owner-Controlled and Contractor-Controlled Insurance Programs Read More »
The latest survey of hundreds of insurance brokerages serving the construction industry offers fresh insights on the lines of insurance their clients are buying, the limits and deductibles. …
2023 Construction Industry Insurance Benchmark Report Read More »
4-minute read The old saw – pun intended – among carpenters is measure twice, cut once. In other words, act with care to avoid errors and waste. If …
Why Artisan Contractors Need Their Own Insurance Read More »
5-minute read Whether it’s hundreds of homes or thousands of apartment units, a large real estate development project can carry great rewards – and great risk. Wrap-up programs, …
10 Things to Know About Owner-Controlled Insurance Programs (OCIPs) Read More »
6-minute read New rules requiring health care employers to provide protective equipment like masks and to screen and triage patients for the risk of Covid-19. New unannounced weekend …
Compliance Takes Center Stage as OSHA Steps Up Enforcement Read More »
< 5-minute read Labor market tightness is about to rear its ugly head again in construction as the industry continues its post-pandemic recovery. Contractors in some parts of …
Testing for Substance Abuse in the Construction Industry Read More »
Why Moving into an OCIP Makes So Much Sense 3-minute read An owner-controlled insurance program (OCIP) is a type of a wrap-up insurance policy commonly used to insure …
Owner-Controlled Insurance Programs: 7 Advantages Read More »
3-minute read Owner or Contractor Controlled Insurance Programs typically include commercial general liability coverage and workers’ compensation insurance to protect the property owner and other interested parties on …