4-minute read Once upon a time, the lines of demarcation between design professionals and general or specialty contractors were crystal-clear. No longer. Today, contractors are frequently involved in …
Why Contractors Need Professional Liability Insurance Read More »
Getting your Experience Modification Factor takes patience. It does not happen overnight. In fact, because your “e-mod” is calculated based on several years of data, it can easily …
Unlocking the Secret to Lowering Your Experience Modification Factor Read More »
There are several common gaps in construction industry insurance policies that contractors should be aware of to ensure adequate coverage and protection. Some of these gaps include: Inadequate …
Top 10 Hidden Gaps in Construction Insurance Policies Read More »
5-minute read If you’re trying to understand why your workers’ compensation premiums are going up (or down), take a look at your company’s experience modification rate, or e-mod. …
How Your E-Mod Affects Your Workers’ Compensation Premium Read More »
3-minute read When contractors are looking for a surety agent, they should consider several factors to ensure they find the right fit for their business. Here are some …
10 Things Contractors Should Consider in Hiring a Surety Agent Read More »
Insuring all of the risks associated with large-scale construction projects is a complicated business. The typical approach requires each party to procure and maintain separate coverage. Risk is …
A Guide to Owner-Controlled and Contractor-Controlled Insurance Programs Read More »
The latest survey of hundreds of insurance brokerages serving the construction industry offers fresh insights on the lines of insurance their clients are buying, the limits and deductibles. …
2023 Construction Industry Insurance Benchmark Report Read More »
4-minute read The old saw – pun intended – among carpenters is measure twice, cut once. In other words, act with care to avoid errors and waste. If …
Why Artisan Contractors Need Their Own Insurance Read More »
5-minute read Whether it’s hundreds of homes or thousands of apartment units, a large real estate development project can carry great rewards – and great risk. Wrap-up programs, …
10 Things to Know About Owner-Controlled Insurance Programs (OCIPs) Read More »
< 5-minute read Labor market tightness is about to rear its ugly head again in construction as the industry continues its post-pandemic recovery. Contractors in some parts of …
Testing for Substance Abuse in the Construction Industry Read More »