Insights, Advice and Industry Updates

Our Commercial Insurance Report and Forecast looks at trends driving rates and includes a look at where rates are expected to head in 2024.

2024 Commercial Insurance Report and Forecast

Dec 26, 2023

The commercial insurance world has been dealing with a hard marketplace since 2019, resulting in higher rates and more stringent underwriting standards for business owners in practically every […]

When it comes to workplace safety, you need to promote safety awareness if you want to make it clear that your employees’ wellbeing matters.

Enhancing Bonding Capacity: 5 Essential Steps for Contractors

Dec 20, 2023

4-minute read For contractors, securing a surety bond is often an essential step in participating in public or private construction projects. The bonding capacity represents the maximum amount […]

10 Reasons Real Estate Investors Should Carry Their Own Insurance

Nov 29, 2023

4-minute read It’s common for general contractors to have their own insurance policies, but there are plenty of good reasons real estate investors will also want to secure […]

The financial challenges now facing the University of Arizona underscore the critical need for robust insurance coverage and financial safeguards.

UA Accounting Errors Underscore Need for Right Insurance

Nov 28, 2023

To err is human. Some mistakes, unfortunately, are more costly than others. Take, for example, the University of Arizona’s recently discovered $240 million accounting error, which has led […]

To understand why your workers’ compensation premiums are going up (or down), take a look at your company’s experience modification rate, or e-mod.

How Your E-Mod Affects Your Workers’ Compensation Premium

Nov 17, 2023

By Christopher Vincent 5-minute read If you’re trying to understand why your workers’ compensation premiums are going up (or down), take a look at your company’s experience modification […]

Even businesses that typically don't have large carbon footprints can better prepare for global warming. Here are five ways to do so.

5 Ways Businesses Can Prepare for Climate Change

Nov 14, 2023

4-minute read We’ve seen it on the news again and again: Wildfires are growing more intense, droughts more severe, hurricanes more frequent. This year alone, the U.S. has […]

Case Study: How Data Analytics Helped an Employer Health Plan Save Big

Nov 9, 2023

THE CHALLENGE: Despite the best efforts of all involved, there’s always been a dose of guesswork in the employer health insurance world. Will the premiums cover the claims […]

Construction Industry Insurance Benchmark Report

Nov 9, 2023

Our latest survey of hundreds of insurance brokerages serving the construction industry offers fresh insights on the lines of insurance their clients are buying, the limits and deductibles. […]

The EEOC is planning a major overhaul of its stance on workplace harassment – one that takes into account remote work in our digital age.

EEOC Takes Aim at Workplace Harassment: What Your Business Needs to Know

Oct 31, 2023

5-minute read The Equal Employment Opportunity Commission, spurred by the #MeToo movement and other societal changes, is planning a major overhaul of its stance on workplace harassment – […]

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