Enough is enough. The American healthcare system isn't just broken — it’s breaking the backs of workers and their employers. Wages and profits are being cannibalized. Despite outspending every other nation on healthcare, the U.S. lags behind on critical health outcomes such as life expectancy, infant mortality, and preventable deaths. As costs climb, the burden on businesses and families intensifies.
For businesses, rising healthcare costs eat into profits, stunt growth, and leave both employers and employees feeling trapped in a system where they are paying more but getting less.
Companies are faced with impossible choices: reduce benefits, shift costs to employees, or risk financial instability. This, in turn, fuels employee dissatisfaction, creating a vicious cycle where both business success and employee well-being suffer.
Meanwhile, families are squeezed between rising premiums, higher deductibles, and unpredictable out-of-pocket costs. Medical bills remain one of the leading causes of personal bankruptcy in the U.S. And despite these costs, the quality of care is often poor, with administrative waste, inefficiencies, and misaligned incentives undermining the system’s effectiveness.
Why is a nation that spends so much on healthcare delivering such poor results? The answer is complex, and we know the government won’t fix things. But for employers, there are ways to challenge the status quo and turn the tide.
On the pages that follow, we’ll dive into three major pain points — affordability, cost transparency, and outcomes — and show you how innovative strategies like cash payment options, direct pricing, and access to Centers of Excellence can make a real difference.
We'll also discuss how advanced approaches like self-funding, data-driven insights, and reference-based pricing can take your healthcare plan to the next level.
If you’re an employer, each of these solutions will require work on your part. But it’s this, or year after year of 30% premium increases. Choose your hard.
Download our solutions guide by filling out the form below:
Transforming Your Company Health Plan
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